This website is owned by British Insurance which is a trading
name of Towergate Underwriting Group Limited whose registered
office is at Towergate House, Eclipse Park, Sittingbourne Road,
Maidstone, ME14 3EN. The company registration number is 4043759.
British Insurance can be contacted via telephone 0844 346 0140 or
email mail@britishinsurance.com.
Our business address is British Insurance, The Octagon,
Middleborough, Colchester, CO1 1TG.
Towergate Underwriting Group Limited is committed to responsible
data management and subscribes to the principles of data protection
legislation in the United Kingdom. Our Data Protection Register
number is Z8701797. We take reasonable precautions to look after
your data. We are keen to protect your privacy and it is important
that you should be able to use the Site without having your privacy
breached in any way. Equally we want to provide a good service to
you and we would like you to enjoy the benefits of other services
we may be able to provide to you in the future.
We offer insurance products and plans on
our website and for some of those products we offer an online
application form. In order to provide that service we need to take
some of the data you give to us and pass that on to Insurers and or
their representatives. By providing us with your data in an
application form you are providing us with authority to do
that.
If you are filling in data on behalf of another individual then
you must obtain their agreement and authorisation in order for us
to process their data as well. By filling in their data you are
confirming that you have obtained full authorisation for us to use
that data to provide the service requested.
Please note that insurers often use other parties to help them
provide the service they provide to you. Insurers also share
information with other insurers and other organisations in order to
combat fraud and crime. Some of those organisations may be situated
outside the European Economic Area.
We will also use professional advisers, web hosting, IT
services, banks, data back up services and marketing services. We
are also part of the Towergate Group of companies and we may use
the services of other parts of the Group. Any of these firms or
people may handle you data in providing services to us.
We and Insurers also have to report to Regulatory Authorities,
Government and Ombudsman Services. They may on occasion need to see
your data.
We also use cookies in order to help improve your website
experience and we use tags in order to identify whether or not you
were introduced to us by an affiliate and another website or search
engine.
You can ask your computer to delete any cookies. You can also
set your web browser not to allow cookies however that may reduce
your website experience. If parts of our website systems require
cookies to be enabled, those parts may not operate to their full
potential if you disable cookies.
To disable cookies (internet explorer or firefox) go to your
internet browser, go to tools and then select options/internet
options. Then select “privacy” where you should be given the option
you need to enable or disable cookies.
We may use clear gifs on websites to monitor movement within the
website. We may also use clear gifs in HTML based e-mails in order
to identify if an e-mail has been opened. This allows us to valuate
how effective our communications are.
Our website has links from other third party sites and you may
be referred to us from such third party site. This may happen where
you have clicked on a link to this site from another site. Where
this happens we may be under a contractual obligation to the third
party site to share data on users they have referred to our
website. This may be because we pay them a fee for the referral.
Where this happens we only supply information that we have agreed
to supply.
When you visit our website you may use a link to pass to another
website. Our website will always give you some indication of where
that link goes to. Please remember that once you leave our website
and move to someone else's website you will then be subject to
their Privacy Policy.
You may also complete a data capture form in order to receive
more details about a specific service. That data capture form may
be situated on our website or it may be situated on a third parties
server which is displayed as a window in our website.
If the data capture form is on our website then it will be
subject to our privacy policy. Data capture forms are used for
specific purposes and you will be aware of the purpose when you
complete the form. You should only complete data capture forms for
services you are interested in. By completing a data capture form
on our website you are authorising us to share your data with the
firm who will be supplying that service or who is connected in some
way with the supply of that service.
Some data capture forms will be situated on a third parties
server and displayed on our website within a window. When that
occurs the data capture form will be subject to the third parties
privacy policy. You will be aware of the service the data capture
form refers to. Some application forms will be situated on a third
parties server and displayed on our website within a window. You
will be advised of the main service or product you are applying
for. Those application forms will be subject to the third parties
Privacy Policy and you will be contracting with those third
parties. Please always make certain that you are willing to enter
into a contract before committing yourself. We are not responsible
for any contract you enter into with a third party.
When ever you fill in data belonging to another individual or
about another individual please make certain that you obtain their
permission to do so. If you provide us with data about someone else
then by doing so you confirm that you have obtained any necessary
authorisation from them to do so.
If you access a service or are introduced to a service through
our website then we the third party who provides that service may
provide us feed back about the service. We may use that data to
monitor any contractual relationship we have with that third
party.
We may use data we hold about you in order to evaluate if other
products or services may be of interest to you. We may use your
data to provide you with notification about other products of a
similar nature which we think you may be interested in. At any time
you can opt out of that service by advising us that you wish to opt
out. We provide this service which we hope will be a benefit to
you. Our intention is not to annoy you with such a service and we
will provide opt out facilities if you wish that service to stop.
We may use a third party business to handle these communications
for us. We may also ask your permission to allow a Towergate Group
company or a third party to provide you with details of other
products provided either through us or through them.
For acknowledgement of an online application we will use an
automatic e-mail confirmation. Therefore when filling in your
detail please remember that the email address you give will be used
to confirm the application and that confirmation will contain some
of the application data.
For other communications we will use any communication method
provided you have given us the data required by us to make that
communication contact. That would normally include e-mail,
telephone and post.
Some services displayed on our website or on linked websites may
be services provided outside of the European Economic Area. We also
use e-mails to communicate with customers and website visitors.
E-mails can take various routes in order to reach their destination
address. Some routes may take an e-may message outside of the
European Economic Area. We may also use third parties to provide
services to us and some of those service providers may store data
or may operate from outside of the European Economic Area. Not all
countries offer the same data protection as offered within the
United Kingdom.