Payment protection insurance editorial

Anyone who reads the finance pages of the Press will be familiar with payment protection insurance. And if payment protection insurance is mentioned in a favourable light, then most of the time so will consumer champions and standalone specialist provider, British Insurance.

British Insurance are widely recognised as market leaders in the payment protection insurance industry, featuring regularly in the press for their award winning protection insurance policies (mortgage, income and loan payment protection insurance) as well as highlighting to the consumer the pitfalls of taking the cover indiscriminately.

Certainly, this valuable insurance provides an income to a policyholder should they lose theirs due to being made involuntarily redundant; suffering from an ongoing illness; or having an accident. Yet, it seems that from what you read in the papers and see on the television, the jury is still out on what constitutes the “right” cover

Despite the mass coverage that payment protection insurance attracts, both good and bad, it can still be confusing to know if the payment protection insurance policy you are buying - or have already purchased - is really right for you.

With over 4,000 cases of mis-sold payment protection insurance cases being investigated in the UK by the independent regulatory body, the Financial Services Authority in 2007, how do you know if the payment protection insurance policy you own will let you down at a crucial time?

And with highly publicised reports of how the high street banks and lenders are creaming off a shocking £4billion every year in profits just from payment protection insurance premiums, how can you ensure that your premiums are not lining someone else’s pockets?

Where can you find low cost but high quality payment protection insurance cover with savings of up to 80% on what you may have previously been quoted?

And are you really sure that you would actually be able to claim on your payment protection insurance policy should you become unable to work?

Following is a selection of exclusive editorial on all aspects of payment protection insurance, giving a unique insight into the payment protection insurance sector, allowing you, the consumer, to make an educated decision.

All the concerns highlighted above, and many more, are looked at and discussed, so that you can fully understand protection insurance cover and what it can do for you.

This regularly updated editorial is written by freelance personal finance journalist Stella Hulott, who has been working in the financial services industry since 1981 for large corporates including Liverpool Victoria Friendly Society, Pearl Assurance and the Woolwich.

She worked for a personal finance aggregator for two years before co-founding Speedie Consultants Limited in 2003. Stella currently ghost writes for major UK Finance and Insurance websites and also provides a Press Release writing and distribution service with a database of over 1,200 personal finance contacts in national, regional, local and specialist press.

The editorial is unbiased and independent from British Insurance and is drawn from Stella’s extensive knowledge and research of the payment protection insurance industry in order to give transparent and independent information to anyone wishing to make the right choices when choosing payment protection insurance.

Read editorial from 2007 Dec | Nov | Oct | Sept | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan
Read editorial from 2006
Dec | Nov | Oct

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