About This Non-standard Home Insurance

Policy Overview

If your home is of ‘non-standard construction’, it can often be difficult to insure. This is when you should consider a specialist non-standard home insurance policy.

Non-standard homes include underpinned properties, houses with timber or steel frames, buildings constructed using Essex, cob or wattle and daub and very old or listed buildings.

Cover is also available for buildings with a history of subsidence, a risk of flooding or built in a conservation area.

It is important that you have the right insurance cover for your property so it is vital that you take time to consider what type of property insurance is best for you.

This specialist home insurance policy is provided by Towergate Insurance. By clicking the Get A Quote button, you will leave the British Insurance website and you will be redirected to Towergate Insurance. British Insurance cannot be held responsible for the content of the Towergate Insurance website and by using this website you will be subject to their terms of use.

Please ensure you check the policy wording for full details of cover and exclusions.

Policy Documents

This non-standard home insurance policy is underwritten by well-known insurers including Allianz and Pinnacle.

Full details of the cover provided along with any exclusions or eligibility requirements can be found within the following documents.

Please ensure you have read these documents prior to taking out cover.

Copies of the policy wording and policy summary (or Keyfacts) documents as well as Towergate Underwriting’s terms of business are available below.

Pdf Logo policy wording

Pdf Logo policy summary (or Keyfacts)

Pdf Logo terms of business


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British Insurance is a trading name of Paymentshield Limited which is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 312708. You can check this on the Financial Services Register by visiting the FCA’s website or by contacting them on 0800 111 6768.