Whether you have just one rental property or a portfolio of many, specially designed landlord insurance, also known as buy-to-let insurance, is essential to protect your investment and rental income.
Standard home insurance is not sufficient for rental properties as there are additional elements of cover required, such as covering loss of rental income if the property is left uninhabitable due to a fire or flood and paying the cost of alternative accommodation for your tenants if required.
Cover is available for professional, student and DSS rentals along with rental income cover for periods of unoccupancy between tenants.
Buildings insurance also covers accidental damage to fixed glass, sanitary fixtures and underground services.
Contents insurance covers accidental damage to audio, video and computer equipment as well as theft of contents in locked outbuildings up to the value of £2,500.
Please check the policy wording for full cover details and exclusions.
This insurance is underwritten by a consortium of insurers led by Royal and Sun Alliance.
Full details of the cover provided along with any exclusions or eligibility requirements can be found within the following documents.
Please ensure you have read these documents prior to taking out cover.
Please ensure you have read these documents before taking out landlords insurance.