About This Holiday Home Insurance

Policy Overview

Cover your holiday home in the UK, Spain, France, Portugal, Italy, Greece, Southern Cyprus, Bulgaria and the Republic of Ireland.

Holiday home insurance is different to traditional household insurance in a number of ways. With second home insurance you are covered for renting out your property when you’re not there and you are also insured if your property is not your main residence or is left unoccupied for long periods.

Buildings insurance is available with a rebuild value of up to £500,000 and contents cover for up to £60,000.

Overseas property insurance also comes with emergency travel cover. If your property is damaged in your absence and you need to be there, your insurance could cover your travel expenses and alternative accommodation.

French natural catastrophe cover and Spanish ‘Consorcio’ cover included, as well as public liability insurance for properties in Spain, Portugal and France.

Towergate Insurance also offer an exclusive multi-lingual interpretation help line to provide assistance following an emergency or crime, help with lost passports, credit cards or money as well as help with utility companies, local tradesmen or professional services.

This holiday home insurance is provided by Towergate Insurance. By clicking the Get A Quote button, you will leave the British Insurance website and you will be redirected to Towergate Insurance. British Insurance cannot be held responsible for the content of the Towergate Insurance website and by using this website you will be subject to their terms of use.

Please check the policy wording for full cover details and exclusions.

Policy Documents

This insurance is issued in accordance with the authorisation granted to Towergate Underwriting Holiday Homes by Equity Red Star.

Full details of the cover provided along with any exclusions or eligibility requirements can be found within the following documents.

Please ensure you have read these documents prior to taking out cover.

Copies of the policy wording and policy summary (or Keyfacts) documents as well as Towergate Underwriting’s terms of business are available below.

Please ensure you have read these documents before taking out holiday home insurance.

Pdf Logo policy wording

Pdf Logo policy summary (or Keyfacts)

Pdf Logo terms of business