Unemployment, Accident & Sickness Insurance - British Insurance

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In this current period of economic uncertainty, insurance is more important than ever. You may be interested in safeguarding your finances and protecting your income, should you find yourself unemployed through redundancy or sickness. Or, you may want to find a specialist insurance policy to cover your home, holiday home, unoccupied or let property.

Whichever applies to you, British Insurance can help. We offer the following:

Protection Insurance:

Income Protection Insurance (IPPI)

Mortgage Protection Insurance (MPPI)

Loan Protection Insurance

Gain peace of mind that you will be financially secure should the worst happen.

See our PPI guide to decide which form of PPI is right for you.


Life Insurance:

Family Income Benefit - life insurance with a difference. Take a look at our guide here.


Home Insurance:

Holiday Home Insurance – cover your holiday home or second home in the UK or abroad with our tailored policies.

Landlord Insurance – whether you have just the one buy-to-let property, or several, our policies are specially suited to landlords.

Unoccupied Property Insurance – whether your property is left vacant for three, six, nine or 12 months, you can find a suitable policy with us.

Take a look at our Home Insurance guide to find out which one will work best for your property.

Jargon Buster

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

View the full glossary

FAQs

Q: Can I have joint cover?
Q: What is an excess period?
Q: How do I buy this insurance?
Q: How much benefit can I insure?

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Income Protection Insurance (PPI)

Income Payment Protection Insurance will pay a tax-free monthly benefit of up to £1,500 per month, after the waiting period (ranging from ‘back to day one’ to 180 days), in case of involuntary unemployment or if you are unable to work due to an accident or sickness.

Mortgage Protection Insurance (MPPI)

Similar to payment protection cover, but restricted to cover your mortgage payments only. The maximum benefit is £2,000.

Holiday Home Insurance

From second home insurance in the UK to cover for your overseas holiday home we’ve got it covered through our UK based service through Towergate, who provide holiday home insurance to over 25,000 customers.