British Insurance – a trusted consumer champion

British Insurance is one of the UK’s leading independent Unemployment, Accident and Sickness Insurance providers and part of the Towergate Partnership - the largest independent insurance intermediary in Europe.

When we launched the business in November 2005, we had to gain permission from the then Secretary of State and Industry to use the word ‘British’ in our Company title. Very few firms are allowed to do this, as to do so you have to demonstrate pre-eminence in your field, via the provision of supporting evidence from third-parties.

Having provided endorsements from insurance industry and media commentators we were delighted our high ethical standards and market-leading portfolio were recognised. For us, the agreement to use British in our name is the ultimate accolade and over the years we’ve built upon our solid foundations and trusted reputation to develop flexible policies with insurers.

Since 2006, we’ve received numerous accolades for our portfolio and customer service from the media and industry-organisations and continue to win awards today.

Why? Because we work hard to make sure the products we offer are easy to understand, transparent, competitively priced with extensive support services and benefits and more importantly, reflect customers’ needs rather than insurers’.

For instance, many Unemployment, Accident and Sickness policies are designed to only repay a large-scale loan, such as a mortgage. However, our Income Payment Protection product will replace your lost income, regardless of your bill commitments. So whether you have a mortgage, are in a shared-ownership scheme or renting, you can rest assured your housing costs will be met. Our carer cover also ensures we will support you financially if you have to give up work to care for a family member for up to a year.

The products we offer are market-leading not just because of their inclusive criteria, but because they are accompanied by outstanding support services. As well as offering back to day one payouts, age-rated premiums, a choice of cover options and carer support, the policies provide a free back to work service for claimants with unemployment cover. This includes; self help guides, access to a specialist website, job vacancy database and telephone advice via employment counsellors. Claimants can get ongoing support and guidance on work searches, career changes, state benefits, managing time effectively, tips on CV preparation and help with interviews.

Recognised as a 'safe pair of hands', British Insurance is financially sound with a reputation for fairness and integrity. We’re trusted and respected because we have the expertise, experience and contacts to be able to offer policies that advocate inclusion, rather than exclusion.