Unemployment, Accident & Sickness Insurance - British Insurance

Press

Landlords Need An Accurate Inventory For Their Property

As tenants are on average staying longer in a rented property, landlords are being urged to ensure they have an accurate inventory at the start of the rental period.

Moneyhighstreet.com - 15th February 2012

According to figures from the Association of Residential Lettings Agent (ARLA), tenants are now spending an average 19.3 months in their homes, increasing the tenancy average by nearly 20% compared with 2009.

As the length of tenancy increases it is even more important, for both landlord and tenant, that a comprehensive inventory is drawn up at the start of each new letting contract.

Ian Potter, Operations Manager at ARLA commented: “Renters should ensure that a thorough inventory details not only the contents within the property, but the condition of them as well as the condition of the property itself.

“This should include fixtures and fittings – such as carpets, curtains and light fittings.”

Mr Potter added: “Landlords and tenants alike should remember that disputes over deposit returns can be one of the biggest headaches facing both parties, but these can be easily avoided if a professional inventory is prepared.”

With help from ARLA, here’s some top advice for tenants when moving into a new rented property:

- Use an Association of Professional Inventory Providers (APIP) member: they offer a recognised standard of inventory provision, advice and guidance and letting agents who are members of APIP have been through a training process and have passed an assessment to demonstrate their abilities in drawing up an inventory and conducting the check in and check out. A fully qualified member of APIP will have their name and membership number included in the inventory.

- Take a photo: taking a record of the property using your camera at the beginning of the tenancy can help provide evidence to protect both the landlord and the tenant. Get your photos approved by the landlord and then both you and the landlord should keep copies.

- Ensure you cover the detail: tenants and landlords should ensure that the inventory notes all the contents and features of the rented property, and that it accurately records their condition. Avoid using ambiguous words which may not fully explain the actual condition of the contents and features.

- Check the utility readings: to avoid bill disputes – both between tenants and landlord, and with energy suppliers – make sure that accurate and up-to-date utility meter readings are taken, and that these are included on the signed inventory.

MoneyHighStreet comments: “Getting an accurate inventory at the start of a tenancy is absolutely vital for both parties.

“It’s not just this though, both landlords and tenants also need to consider insurance too.

“Landlords cannot rely on standard home insurance to cover their rental property. There is specialist landlords insurance.

“As well as buildings insurance, there’s other aspects of insurance that need to be included, such as accidental buildings damage insurance, landlords liability insurance, loss of rent insurance and alternative accommodation insurance.

You can get a landlords insurance quote online quickly and easily, if you like the cover and price you can buy it there and then too.

“As a tenant you are responsible for your own contents and as such need to buy contents insurance to meet your needs.


can't go backcan't go back of 10