Unemployment, Accident & Sickness Insurance - British Insurance

About us

Who we are

British Insurance is one of the UK’s leading independent Unemployment, Accident and Sickness insurance providers. More recently, we have started to offer holiday home protection insurance as well. By only offering products online and leveraging our relationships with insurers, we can keep costs low and invest in making our policies as inclusive as possible, without compromising on benefits or support services. In 2005, we received approval from the Government to use the word British in our Company name - to do this we had to demonstrate pre-eminence in our field. Today, we’re part of the Towergate Partnership  – Europe’s largest independent insurance intermediary. We use our site, not just as a means to allow you to purchase cover, but as a tool to provide you with the information you need to make an informed decision about whether to buy insurance. We’ve won numerous awards and received many endorsements, but don’t just take our word for it, check out what others have to say about us in the awards section.

British Insurance is a trading name of Towergate Underwriting Group Limited, part of Towergate, Europe's largest independently owned insurance intermediary. Registered in England and Wales no 4043759.
Towergate Underwriting Group Limited is authorised and regulated by the Financial Services Authority, registration number 313250. The Financial Services Authority website, which includes a register of all regulated firms, can be visited at http://www.fsa.gov.uk/register/home.do.
Our registered office is: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.

What we do

We provide Unemployment, Accident and Sickness Insurance online. This cover is also referred to as PPI, Accident, Sickness and Unemployment cover (ASU), Redundancy or Unemployment Cover, plus Income, Mortgage or Loan Protection insurance. Whatever it’s called – the principles are broadly the same – to pay out if your monthly income stops due to unemployment, an accident or sickness. The policy replaces that lost income with a pre-agreed monthly sum and continues to inject cash into your household until you’re able to secure another job or fit to go back to work. Monthly insurance payouts can continue for up to one year.

Why choose us?

British Insurance have a proven track record for quality cover and competitive prices. We are one of the UK’s most trusted and respected Unemployment, Accident and Sickness insurance providers, as well as being an outstanding consumer champion. We’re part of the Towergate Partnership – Europe’s largest independent intermediary - which not only gives us solid foundations, but the means to offer more products, such as Holiday Home and Second Home insurance. Our portfolio, website and staff give us that competitive edge and feedback from customers and other organisations clearly prove this. Our Initial Disclosure Document will also give you information about the service we provide.

British Insurance is a trading name of Towergate Underwriting Group Limited, part of Towergate, Europe's largest independently owned insurance intermediary. Registered in England and Wales no 4043759.

Towergate Underwriting Group Limited is authorised and regulated by the Financial Services Authority, registration number 313250. The Financial Services Authority website, which includes a register of all regulated firms, can be visited at http://www.fsa.gov.uk/register/home.do.

Our registered office is: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.

Income Protection Insurance (PPI)

Income Payment Protection Insurance will pay a tax-free monthly benefit of up to £1,500 per month, after the waiting period (ranging from ‘back to day one’ to 180 days), in case of involuntary unemployment or if you are unable to work due to an accident or sickness.

Mortgage Protection Insurance (MPPI)

Similar to payment protection cover, but restricted to cover your mortgage payments only. The maximum benefit is £2,000.

Holiday Home Insurance

From second home insurance in the UK to cover for your overseas holiday home we’ve got it covered through our UK based service through Towergate, who provide holiday home insurance to over 25,000 customers.