The main features and benefits
- A monthly benefit for up to 12 months
- Up to £1,500 or 50% of your gross monthly income per month
- Variable waiting periods
- Unemployment only option
- No lengthy contract
About British Insurance
Who we are
British Insurance is one of the UK’s leading independent Unemployment, Accident and Sickness insurance providers. By only offering products online and leveraging our relationships with insurers, we can keep costs low and invest in making our policies as inclusive as possible, without compromising on benefits or support services.
In 2005, we received approval from the Government to use the word British in our Company name - to do this we had to demonstrate pre-eminence in our field. Today, we’re part of the Towergate Partnership – Europe’s largest independent insurance intermediary.
We use our site, not just as a means to allow you to purchase cover, but as a tool to provide you with the information you need to make an informed decision about whether to buy this insurance.
We’ve won numerous awards and received many endorsements, but don’t just take our word for it, check out what others have to say about us in the awards section.
What we do
We provide Unemployment, Accident and Sickness Insurance online. This cover is also referred to as Payment Protection Insurance (PPI), Accident, Sickness and Unemployment cover (ASU), Redundancy or Unemployment Cover, plus Income, Mortgage or Loan Protection insurance.
Whatever it’s called – the principles are broadly the same – to pay out if your monthly income stops due to unemployment, an accident or sickness. The policy replaces that lost income with a pre-agreed monthly sum and continues to inject cash into your household until you’re able to secure another job or fit to go back to work. Monthly insurance payouts can continue for up to one year.
Why choose us
British Insurance is financially sound with a proven track record for quality cover and competitive prices. We are one of the UK’s most trusted and respected Unemployment, Accident and Sickness insurance providers, as well as being an outstanding consumer champion.
We’re part of the Towergate Partnership – Europe’s largest independent intermediary - which not only gives us solid foundations, but the means to develop easy to understand, all inclusive policies with extensive support services and benefits.
Our portfolio, website and staff give us that competitive edge and feedback from customers and other organisations clearly prove this.
Our Initial Disclosure Document will also give you information about the service we provide.
British Insurance is a trading name of Towergate Underwriting Group Limited, part of Towergate, Europe's largest independently owned insurance intermediary. Registered in England and Wales no 4043759.
Towergate Underwriting Group Limited is authorised and regulated by the Financial Services Authority, registration number 313250. The Financial Services Authority website, which includes a register of all regulated firms, can be visited at www.fsa.gov.uk/register.
Our registered office is: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.
Did you know?
We have a detailed frequently asked questions area on our site that answers some of the most popular questions we receive
Find out more >